The rules for explosions on the raider datasheet (and, presumably, all other transport datasheets) say that you roll for explosion before disembarking any units. Does this mean that the D3 mortal wounds would not apply to the unit inside, as the unit isn't on the board when the explosion is resolved?
For the record, I think that, RAI, the explosion applies to the unit inside. However, the wording, along with its interaction with the rules for transports, make it seem that, RAW, this isn't the case.